Legal bits

01 — Privacy

ou have, of course, the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such. You can exercise your right to opt out of marketing by contacting us at Our emails will also have an ‘unsubscribe’ option. Our site may, from time to time, contain links to and from other websites. If you follow a link to any of these websites, please be aware that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. It’s a good idea to review these pages from time to time because any changes we make are binding on you.

Terms of use

01 — General information 

These Website Standard Terms And Conditions (these “Rules”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions. References to 'you', 'your' and 'yours' are references to the individual(s) or entity/(ies) accessing the Website. References to 'we', 'us' and 'our' are to G-Rock Limited trading as the Golden Sand Bank.

02 — Rules  

All our products and services are subject to the terms & conditions and disclaimers governing their use. These Rules should be read with any terms, conditions and disclaimers provided in the Website if you intend to enter into agreements with us. In the event of any conflict or discrepancies, the terms, conditions and disclaimers provided in the Website relating to particular products or services shall prevail over these Rules.The information contained in this Website is based on our understanding of the current law and practice of Gibraltar. Future changes in legislation and practice may cause the need of changing the information contained in this Website. Therefore, please check the Website regularly, as any changes we make are binding on you. There is no fee for use of the Website.

03 — Language

The Website is available in two language versions: English and Chinese. Whilst every effort has been made to ensure the accuracy of these versions please note that there may be some discrepancies between them due to the translation process. In the event of such a discrepancy, the provisions of the English version shall prevail.

04 — No Offer

The content of our Website, including any files, should not be deemed as an offer to sell or solicit or an offer to buy any securities or financial instruments or services or any professional advice or recommendation relating to such securities or other financial instruments or services.

05 — Users 

This Website is aimed at individuals who are residents of the UK, Gibraltar, France or Germany. We cannot guarantee that the Website and our products as well as services comply with or are appropriate for use in other countries. Certainly, this Website is not aimed at individuals located or resident in jurisdictions that restrict the use and distribution of information by us. Persons using this Website do so at their own risk and are responsabe for ensuring that they comply with any restrictions imposed in their country on its use and observe any limitations.

06 — No Warranties  

The following clauses exclude or limit our legal liability for the Website. Hence, we encourage you to read them. They apply only if the law permits it. We have with due care prepared the Website in order to provide its accuracy, correctness and completeness. Note, however, that we do not give or make any warranty or representation of any kind, whether expressed or implied related to this Website or the materials contained on this website. The use of the Website is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising because of your use of or reliance on the information contained in the Website to the extent permitted by law. We do not warrant that the Website shall be available at all times and will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other code that has contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. It is your sole responsibility for adequate protection and back up of data and/or equipment and for taking appropriate steps to prevent your computer from viruses or other code that has contaminating or destructive properties. Moreover, the Website may not be available in all jurisdictions and this does not depend on Golden Sand Bank. We make no representations or warranties as regards performance of any third party software that may be used in connection with the Website.

07 — Intellectual property rights  

Information and material included in the Website, in particular logos, designs, as well as its page screens, are owned by or licensed to Golden Sand Bank or its related entities and protected by copyright laws with all rights reserved unless otherwise noted. You may copy, download or temporarily keep elements from our Website only for your personal use. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular, no other party may use a part of our Website on any other website, or link any other sites to our Website, without our prior written permission.

08 — Media Pack

Conditions for downloading Media Pack including Brandbook and Visuals:

  1. This Media Pack, including Brandbook and Visuals within, is protected by intellectual property rights (including but not limited to trademark, copyright and intellectual property law) which belong to G - Rock Ltd., Gibraltar.
  2. Brandbook and Visuals may be used – unmodified - in publications, including newspapers and magazine articles, TV programmes and websites, relating to the promotion of the Golden Sand Bank.
  3. Duplication and or publication for commercial use of these materials is strictly prohibited.
  4. There is no fee charged for using the aforesaid materials if this is in accordance with the usage as mentioned under (2) above. However the explicit consent of the owner of the artwork (that is G – Rock Ltd.) is required.
  5. By means of downloading these materials, you agree to the terms to mention the owner of the ones, G – Rock Ltd., Gibraltar.

09 — Third Party Sites and Warranties 

We take no responsibility for the content of websites whose links are embeded to our Website. Such links cannot be interpreted as links to our products, services, representations, statements or advice. We take no liability for any loss or damage that may arise from your use of them.

If we provide at our Website any links to other sites and materials of third parties, these links are provided for your information only. Please note that we do not control the contents of those sites or materials.

10 — Compatibility

We cannot guarantee compatibility of the Website with all web-browsers and screen resolutions, however, we do our best to ensure compatibility with Chrome, Firefox, Safari, Opera, Microsoft Edge and Internet Explorer for most of the standard screen resolutions available on the market.

11 — Internet Email  

We cannot guarantee that e-mail correspondence transmitted through the Internet will be completely secure. Therefore, we will not be responsible and will not be liable to you or anyone else for any damages or otherwise in connection with any e-mails sent by you to Golden Sand Bank or any e-mail received by you from Golden Sand Bank.

12 — Governing Law  

These Rules are governed by and construed in accordance with Gibraltar law. Any disputes related to the Rules shall be subject to the exclusive courts of Gibraltar.

13 — Personal Data & Privacy Statement  

Golden Sand Bank is the data controller of your personal data and is subject to the European Union General Data Protection Act (the “GDPR”). For more information on the type of personal data we collect and process, for what purposes and how to exercise your rights due to the GDPR, please see our Privacy Policy.

14 — Legal Notice

Our products and services may not always be available to all clients. 

In particular, our products and services will be available only if you are: 

  • a citizen of Gibraltar, UK, Republic of France, Federal Republic of Germany, People’s Republic of China, Macao Special Administrative Region, and the Hong Kong Special Administrative Region.
  • a resident in the European Union (EU) and European Economic Area (EEA). Additionally, Wealth Management Products may be restricted for residents of certain countries within the EU and EEA.  

Our products and services are not available for residents, citizens and tax residents of the United States of America. 

Our services are not offered to any person in any jurisdiction where their advertisement, offering or sale is restricted or prohibited by law or regulation or where we are not appropriately licensed.

Not all products and services provided on this Website are available in all jurisdictions. Legislation or regulations in your home jurisdiction may prohibit you from entering into certain agreements and transactions with us. We reserve the right to make the final determination on whether you are eligible for particular products and services.

The products and services on our Website are directed solely at those resident in or citizens of, and who can access them from, jurisdictions in which the display of this information is lawful.

Residents or nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

15 — Online security  

We constantly monitor our Website, however, we cannot guarantee that it will always be fully secure and free from bugs or viruses. Hence, we recommend using your own virus protection software.

Our Website should function on most if not all platforms available on the market. Nevertheless, you may need to configure your computer programs, platform and systems in order to enter our Website.

You must not introduce viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful to our Website. You must not try to obtain unauthorized access to our Website and the servers on which our Website is held. In case of such events, your right to use our Website seizes immediately.

We set out below some basic guidelines on how to keep your information secure online:

  • Do not leave your device in a public place while you are logged in;
  • Never access or change your personal information if you are in a public place and always log out of any site when you are finished using it;
  • We recommend installing effective antivirus and firewall software;
  • We suggest that you always verify your internet connection and check whether it is “secure”;
  • Please carefully verify any messages sent to you, as they may be a part of phishing - it usually involves emails that are sent to many people pretending to be from a bank or other trusted organization in order to obtain log in details from you.

16 — Tax Reporting Information

Golden Sand Bank complies with international tax reporting standards. Certain details and financial information concerning your account may be systematically reported to the authorities, and ultimately may be exchanged with governments and organisations outside Gibraltar. 

To complete your application, you can find summaries of defined terms and adequate legal provisions in the applicable laws and regulations as well as additional information regarding CRS and FATCA, including a list of jurisdictions that have implemented regulations to automatically exchange information, along with details about the information being requested, in the following sources:

1) OECD portal:

2) US Department of Treasury and IRS portal:

3) Official web page Laws of Gibraltar:

In case of an additional assistance, please note that your domestic tax administration authority can be also helpful to provide further guidance regarding how to determine your specific tax status in terms of required data.

17 — Contact 

If you have got any questions, comments or suggestions, please let us know.

The best way to get in touch with us is via email to:

Golden Sand Bank intends to make this Website available for everyone, irrespectively of their abilities or disabilities. If you have any problems accessing the Website, please let us know at: