• It Is Free Global Banking!

    Open your global Personal Account without an opening or monthly fee, available in four currencies. No minimum deposit required.

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    It Is Free Global Banking!

    Open your Global Personal Account without an opening or monthly fee, available in four currencies. No minimum deposit required.

    Free of Charge Global Bank Account held in The British Overseas Territory and Crown Dependency - Gibraltar, the top location for global banking & wealth management services provision.

    It is designed for people who wish to have a global bank account in preferred foreign currencies without hidden costs.

    • Available in GBP, EUR, USD and HKD.
    • Free opening and maintaining of the account.
    • Unlimited international transfers at low costs.
    • Free of charge cash access in ATMs around the world through prestigious Visa Cards.

    You can also directly transfer funds in real time into multicurrency Savings, invest in some of the world’s biggest capital markets, put capital into portfolios managed at different risk levels and invest in top global investment funds.

    This is the only fully remote account in the world designed for complete money and wealth management, efficiently and securely.

    Check the details of our Personal Account.

    Free of Charge Global Bank Account

    No opening fee, no monthly fee and no closing fee, no matter the currency of the account. No minimum account balance required, no maximum amount limit. Created for the digital citizens of the world.

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  • Hassle Free Digital Onboarding

    It takes just 10 minutes to open your account. No matter where you are. All you need is an Internet connection and your ID card. 

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    Hassle Free Digital Onboarding

    It takes just 10 minutes to open your account. No matter where you are. All you need is an Internet connection and your ID card.

    Fast and easy digital registration process for people who want to open a global account in minutes, anywhere and anytime.

    It takes about 10 minutes to go through all the necessary steps to open and use a fully operational global account.

    • Have your ID document ready,
    • Download our mobile application or apply online,
    • Confirm your identity during a live video chat,
    • Conclude the banking agreement online.

    Done. Enjoy global digital banking and wealth management via the fully functional mobile app. Once enrolled, add or remove preferred products and services, digitally within seconds.

    This is the fastest and cheapest way to start global banking and wealth management. Your smartphone is good enough to begin the relationship with us, just within minutes from anywhere around the world. 

    Check how to onboard digitally.

    Fast and Easy Digital Onboarding

    Open from any country in the world within 10 minutes. No time and paper are wasted in the sign-up process. Install our app or apply online, follow simple instructions through the live video identification and decide on your next steps as our client.

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  • Digital Wealth

    Management

    Preserve and grow capital with passive and active investments products integrated with banking.

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    Digital Wealth

    Management

    Preserve and grow capital with passive and active investments products integrated with banking.

    Global banking & wealth management for people who want to invest internationally at low, transparent fees and charges. Ideal for all who value comfort, convenience and being in total control of their wealth. For those who seek to shelter their money in a safe jurisdiction and use it any time they like, without any boundaries.

    Be certain your savings are not eaten up by hidden charges. We provide you with free services in your everyday international banking whenever possible.

    Stay intuitively aware of clearly defined and fairly-priced fees when investing in portfolios or buying equities.

    Transfer, save and invest funds digitally in one place through our mobile application or online, 24/7 and in real-time. Manage your wealth, preserve and grow your capital within one integrated banking and investments ecosystem. 

    Check the details of our Personal Account, Investment Portfolios, Multicurrency Brokerage, and Savings.

    Low-Cost Global Banking & Wealth Management

    Disruptive innovation in finance: All-in-One bank & wealth management ecosystem – one login and password to open your financial centre of the universe. 

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  • All-in-one

    Finance On The Go

    Be in full control of your banking and investments. Available 24/7 via a mobile app.

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    All-in-one 

    Finance On The Go

    Be in full control of your banking and investments. Available 24/7 via a mobile app.

    Digital only banking and wealth management for people who manage their money and capital, in real-time, 24/7, anywhere in the world.

    Mobile first – everything you need to manage your money and invest worldwide. Simple, convenient, and transparent. All digitally on your smartphone.

    Wealth owners can transact, manage and control their savings, investments and spending on the smartphone in real-time. The world’s first mobile application truly serving all banking and investments needs. Simplified interface and procedures for complicated operations, easy navigation and intuitive use right from the first login through everyday wealth management.

    Highly-tailored service for highly demanding customers. Built around their self-service needs to provide all-in-one finance on the go with full control over banking and investments available 24/7 in the mobile app.

    Digital Only,

    Mobile First

    Digitally empowered customers in full control of all banking and investment needs. Banking & Wealth Management integrated within the mobile app at your disposal, one swipe away.

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  • Low-Cost Online

    Currency Exchange

    Convert currencies online at low spread exchange rates without any additional charges.

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    Low-Cost Online

    Currency Exchange

    Convert currencies online at low spread exchange rates without any additional charges.

    Multicurrency Asset Management for people who hold, invest, exchange and transfer funds in foreign currencies.

    No currency conversion charges when investing in portfolios or buying equities, bonds and ETFs in Europe and in the U.S.

    Wherever you are - local, overseas or online - pay with our Visa Cards in three foreign currencies with no exchange fees. Your purchase will be debited directly to the respective foreign currency account.

    Manage your wealth through the smartphone across the globe with our global multicurrency account.

    Check the details of our Cards and Multicurrency Brokerage.

    Multicurrency Assets Management

    Manage Pounds Sterling, Euros, US Dollars and Hong Kong Dollars on your Free Global Personal Account and Savings. Convert currencies online at competitive exchange rates and without charges. No currency conversion fees to buy equities, bonds and ETFs in Europe and in the U.S.

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  • All-in-one Financial Dashboard

    Banking & Investments fully integrated. Seamless conversion between personal accounts and brokerage or investment portfolios.

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    All-in-one Financial Dashboard

    Banking and Investments fully integrated. Seamless conversion between personal accounts and brokerage or investment portfolios.

    New generation wealth management for self-directed investors, not asking for advice, yet using reliable data and efficient tools to ensure wealth preservation and growth, as well as global financial management. 

    Fully functional mobile application for both experienced equity market players actively growing their wealth, and first-time, risk-averse investors looking for alternatives to savings.

    Preserve or grow your capital with investment portfolios - a set of securities selected by us. Choose, accordingly to your desired risk level: Shelter, Defensive, Growth or Aggressive. All of them are:

    • Affordable – low fees for wealth management service.
    • Transparent – no hidden fees & charges.
    • Actively Managed – rebalanced, as market conditions change, in order to keep its performance in line with your goals.

    Invest by yourself in equities, bonds and ETFs on some of the world’s biggest capital markets, self-manage them independently, track investments 24/7, in real-time, whenever is most convenient for you. 

    Experience banking and investments fully integrated with seamless conversion between Personal Accounts, Savings, Multicurrency Brokerage and Investment Portfolios.

    New Generation Wealth Management

    Real-time control over finances to manage and increase wealth for self-directed customers. Anytime, anywhere, simple and convenient worldwide brokerage, investment portfolio management and open architecture mutual funds platform integrated with banking.

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    This Website describes the services and products of Golden Sand Bank operating under the legal form of “G-Rock Limited”. G-Rock Limited is registered in Gibraltar under Companies House incorporation number: 112854 with its seat at Suites 4, 5&6, Second Floor, 92 Irish Town, GX11 1AA Gibraltar, Gibraltar, correspondence address: Golden Sand Bank, PO Box 1377, Gibraltar. We have been granted restricted licences for banking, investment (MiFID 2 Category) and life insurance intermediary, by the Gibraltar Financial Services Commission and are striving to obtain the full licences (for details, please see Licence section). Once they are granted, we will offer our banking products secured by the Gibraltar Deposit Guarantee Scheme.

    All Investment products are at risk, as their value can go down as well as up. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek financial advice.